Welcome to Transactify. Your privacy matters to us. This Privacy Policy explains how we collect, use, disclose, and protect your personal data when you interact with our services, including bill payments, gift card sales, shopping, and virtual card services via our mobile app, website, and any other platforms we operate. By using Transactify, you agree to this policy:
1. Information We Collect
a. Personal Information
- Full Name
- Email address
- Phone number
- Date of birth (if required for identity verification)
- Address (for shipping and billing)
- Government-issued ID (where required by law)
b. Financial & Transactional Information
- Bank or card details (for payments and wallet funding)
- Virtual card activity (card creation, usage history, balance)
- Shopping order history and delivery information
- Bill payment and gift card transaction logs
c. Device and Usage Data
- Device identifiers (IMEI, IP address, OS type)
- App activity logs
- Location data (if permitted)
- Cookies and browser data (for the web platform)
2. How We Use Your Information
We use your data to:
- Register and manage your Transactify account
- Enable secure bill payments, shopping, and virtual card use
- Process and send orders made on the shopping platform
- Generate and manage virtual cards
- Improve app features and user experience
- Prevent fraud and ensure security
- Communicate with you (transaction alerts, updates, promotions)
- Analyze aggregated (non-personal) data for system optimization and insights
3. How We Share Your Information
We may share your data only with:
- Trusted service providers (for payments, identity verification, delivery, etc.)
- Logistics partners (for fulfilling shopping orders)
- Regulatory authorities (when legally required)
- Affiliated vendors (in accordance with your shopping activity)
- In case of business transfer (e.g., mergers or acquisitions)
We do not sell your personal information.
4. Security of Your Information
We use industry-standard security protocols to safeguard your data:
- SSL encryption
- Tokenized payment systems
- Encrypted virtual card management
- Regular security audits
- Access control and real-time monitoring
Despite our efforts, no system is completely immune to breaches. Please use strong passwords and keep your credentials safe.
5. Your Rights
Depending on your location, you may have rights to:
- Access your personal data
- Request corrections or deletion
- Object to certain data processing
- Withdraw consent at any time
You can contact our support team to exercise your rights.
6. Cookies and Tracking
We use cookies and similar technologies to:
- Keep you logged in
- Customize your experience
- Track activity across the app and website
- Improve functionality and analytics
You may disable cookies via your browser, but some features may be affected.
7. Children’s Privacy
Transactify is not intended for use by children under the age of 12. We do not knowingly collect personal data from minors. If you suspect we have, please notify us for immediate removal.
8. Policy Updates
We may occasionally update this Privacy Policy. When we do, we’ll notify you through the app, website, or email. Please check this page regularly for the latest version.
9. Contact Us
If you have any questions about this Privacy Policy or how your data is handled, contact:
Transactify Support
Email: [Insert Your Support Email]
Phone: [Insert Business Phone]
Website: [Insert URL]
